Find the fragile years before retirement feels stable.

See how savings, taxes, healthcare, Social Security, and market timing interact—year by year, without spreadsheet fog.

Plan data stays in this browser · About 3 minutes

Under the surface

A plan isn’t one number. It’s a sequence of years.

Cash flow

Income and spending, year by year

Timing

Retirement, Medicare, Social Security

Taxes

Accounts, withdrawals, and RMDs

Uncertainty

A modeled range—not one perfect forecast

Build the household

A friendly setup for one person, couples, and households with dependents.

Find the bridge

See the years between work and dependable income—and what makes them fragile.

Stress-test the road

Change retirement timing, spending, or income and watch the plan respond.